The Credit Union philosophy
We offer our members a non-profit, democratic, member-controlled ownership structure while stockholders, not customers, control banks. Credit Unions are the only democratically controlled financial institutions in the United States.
Discover the Cooperative Difference
You have a voice at your credit union. We’re governed by a volunteer board of directors, consisting of credit union members elected by credit union members. That’s one way we’re different from other financial institutions.
Another significant way we’re different is that we’re a financial cooperative. We redistribute all income to members through higher savings rates, lower loan rates, and new, improved services.
In fact, our philosophy is “not for profit, not for charity, but for service.” The difference is our focus on serving you.
Our Field of Membership
Anyone who lives, works, worships, attends school, owns a business or volunteers in Washington County.
|1935||Veterans Administration Facility Federal Credit Union chartered (charter #195)|
|1957||Name changed to VA Federal Credit Union|
|1994||Built facility on the VA Medical Center campus|
|1995||Name changed Northwest Arkansas Federal Credit Union|
|2000||Arkansas Western Employee’s Credit Union merged|
|2002||Razorback Federal Credit Union and New Horizons Federal Credit Union merged|
|2004||Community charter obtained|