Notice to All Members:
Updates to Funds Availability Policy-Effective July 1, 2025
In compliance with Federal Regulation CC, Northwest Arkansas Federal Credit Union will implement the following updates to our Funds Availability Policy:
What’s Changing???
Next-Day Availability amount increases from $225 to $275
Large Deposit Thresholds increase from $5,525 to $6,725
New Accounts and Repeat Overdraft thresholds also increase to $6,725
These updates may affect the timing of when deposited funds are available to you.
Please contact one of our Member Service Representatives for a copy of the updated policy.
Visit our branch, call us at 479-443-4401, or email us at info@nwarkansasfcu.com
Welcome to
Northwest Arkansas Federal Credit Union
Helping You Forge Your Financial Independence
Online Banking Access
News
Share Accounts
We offer a variety of savings options to fit your lifestyle.
Loans
Let us help you with your borrowing needs today.
Membership
Once a member, always a member. It’s just that simple.
The NWAFCU Promise
Northwest Arkansas Federal Credit Union is a member owned and operated cooperative. We provide personalized services to assist our members in meeting their financial goals. We are dedicated to maintaining an informed membership and providing service in an efficient, convenient, and friendly manner.

Introducing a New Way to Shop
We’re excited to launch our all-new auto shopping website! This new platform will let you shop inventory with trust, reliability, and confidence. Browse new and used pre-owned vehicles from local dealers, save your progress, access free CarFax reports, and conveniently apply for a low-rate loan.
The Credit Union Difference
Credit unions are not-for-profit financial cooperatives, whose earnings are paid back to members in the form of higher savings rates and lower loan rates. Banks are for-profit corporations, with declared earnings paid to stockholders only.
1. Not-for-profit
2. Taxation
“Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member-owned, democratically operated, not-for-profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially persons of modest means.“
3. Ownership
4. Volunteer Boards
5. Membership Eligibility
6. Financial Education for Members
7. People Helping People
Northwest Arkansas Federal Credit Union
Let's Get Started
Contact Info
1460 N. Woolsey Ave.
Fayetteville, AR 72703
Hours
Lobby
Monday – Friday
8:00AM – 4:30PM
Drive-Thru
Monday – Friday
8:00AM – 5:00PM
Phone
Office: 479-443-4401
Audio Response: 833-206-9032
Lost/Stolen Debit & Credit Cards: 888-263-3370
info@nwarkansasfcu.com